Sean and Jenna are on their way back from the other side of the island, where they have met some mucky mucks who might be helpful to her reelection campaign when suddenly, they hear shouting from out in the water. They meet Lyle Garrett, a young, good looking man whose friend has been injured in a surfing accident. Sean dives into the water and, even though it will ruin her dress, Jenna does as well. After the friend is taken to the hospital, Jenna has a chance to talk with Lyle. He's an investment banker who handles some very wealthy clients. Jenna's eyes immediately light up: not only does she need to learn to invest her own money better, but a contact with wealthy friends could be very helpful indeed. She feels that Lyle could benefit from her coterie of political contacts as well. Sean, though, is not quite so easily impressed by him: there's something about his behavior that bothers Sean. Jenna poo poos him, especially when Lyle, ""as a favor,"" is able to turn her $5,000 into $10,0