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25 juillet 2023 - 17:33
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The battle over for-profit colleges, explained
At for-profit colleges, all students are welcomed—and so is your financial aid.
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Correction: We mistakenly highlighted Indiana University–Purdue University Indianapolis at 4:20 in the video as a for-profit university. Colorado Technical University, one above IUPUI in the list, is the for-profit institution we meant to highlight.
The best (and also free!) place to explore repayment options for federal student loans is: https://studentaid.ed.gov/sa/repay-loans
There's also the Public Service Loan Forgiveness Program. If you're employed by a government or certain type of nonprofit the program forgives the remaining balance on Direct Loans after 120 qualifying monthly payments while working full-time. https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service#qualifying-employment
Qualifications for student loan discharge: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation
Getting out of default: https://studentaid.ed.gov/sa/repay-loans/default/get-out
Higher education is expensive, so people want to get the best deal— a high quality college education at a low cost. This is similar in the way which many for-profit colleges and universities advertised themselves. Many students soon found that the cost of upward mobility through certain for-profit institutions wasn't the answer for them.
These schools saw a huge jump in enrollment during the 2000s. Fueled by a struggling economy and the expansion of federal financial aid for college, many students saw the advertisements of for-profit schools as attainable and affordable. But almost two decade later, there are new regulations to reign in the predatory schools profiting off student debt. And today, over a dozen for-profit colleges in the US (ITT Tech, Corinthian Colleges, Sanford Brown, and others) have closed their doors for good.
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